:root{--navy:#123250;--blue:#116aa6;--light:#eff8ff;--orange:#ed7937;--ink:#18324a;--muted:#52687c;--border:#d8e7f1}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff}a{color:var(--blue)}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #f90;outline-offset:3px}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:12px}.wrap{max-width:1140px;margin:auto;padding:0 24px}.disclaimer{position:sticky;top:0;z-index:50;background:#fff4cc;color:#352a10;border-bottom:2px solid #e5c365;font-size:17px;font-weight:600;line-height:1.45;padding:13px 0}.disclaimer strong{font-weight:850}.site-header{background:#fff;border-bottom:1px solid var(--border)}.header-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:16px;padding-bottom:16px}.brand{font-weight:850;font-size:23px;color:var(--navy);text-decoration:none;letter-spacing:-.7px}.brand span{color:var(--blue)}.nav{display:flex;gap:18px;flex-wrap:wrap}.nav a{text-decoration:none;color:var(--navy);font-weight:650;font-size:14px}.nav a:hover,.footer-links a:hover{text-decoration:underline}.call-mini{font-weight:800;white-space:nowrap}.hero{background:linear-gradient(115deg,#e9f6ff 0%,#f8fcff 56%,#d3edff 100%);padding:76px 0 70px}.hero-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:46px;align-items:center}.eyebrow{display:inline-block;background:#fff0e6;border:1px solid #f3bc9d;border-radius:8px;color:#95420f;font-size:14px;letter-spacing:.04em;font-weight:850;padding:9px 13px}.hero h1{font-size:clamp(35px,4.5vw,57px);line-height:1.1;letter-spacing:-1.6px;color:var(--navy);margin:22px 0}.lead{font-size:19px;color:#36536b;max-width:660px}.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;background:var(--blue);color:white;text-decoration:none;padding:16px 22px;border-radius:10px;font-weight:800;line-height:1.4;min-height:54px}.btn:hover{background:#0c527f}.btn-secondary{background:#fff;color:var(--navy);border:2px solid #b3d5e9}.btn-secondary:hover{background:#eff8ff}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.fine{font-size:14px;color:var(--muted)}.hero-card,.card,.price-box,.note{border:1px solid var(--border);background:white;border-radius:17px;padding:27px;box-shadow:0 10px 30px rgba(21,72,112,.05)}.hero-card h2{margin-top:0;font-size:25px}.hero-card ul{padding-left:23px}.hero-card li{padding:6px 0}.fee-line{background:#fff6ec;border-left:5px solid var(--orange);padding:16px 18px;border-radius:6px;margin-top:24px;font-weight:700}.section{padding:70px 0}.section.alt{background:#f4faff}.section h2{font-size:clamp(27px,3.2vw,39px);line-height:1.2;letter-spacing:-.6px;color:var(--navy);margin:0 0 13px}.section-intro{max-width:750px;color:var(--muted);font-size:18px;margin:0 0 32px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card h3{font-size:22px;color:var(--navy);line-height:1.25}.icon{display:inline-grid;place-items:center;background:#e6f4ff;border-radius:13px;width:51px;height:51px;font-size:25px}.step-num{display:inline-grid;place-items:center;background:var(--navy);color:white;border-radius:50%;width:42px;height:42px;font-weight:850}.price-box{max-width:900px;background:#fffdf8;border-color:#eed9b8}.price{font-size:35px;font-weight:850;color:var(--navy);margin:10px 0}.price-box p{margin-bottom:8px}.faq{max-width:900px}.faq details{border:1px solid var(--border);border-radius:10px;margin:13px 0;background:white}.faq summary{padding:18px 20px;cursor:pointer;font-size:18px;font-weight:750;color:var(--navy)}.faq details p{padding:0 20px 18px;margin:0}.closing{background:var(--navy);color:white;padding:58px 0}.closing h2{color:white}.closing p{color:#e2f0f9}.closing .btn{background:#fff;color:var(--navy)}.site-footer{background:#0b243a;color:#d5e6f3;padding:52px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:36px}.site-footer a{color:#e8f4ff}.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.footer-bottom{border-top:1px solid #466079;margin-top:32px;padding-top:20px;font-size:14px}.legal{max-width:850px}.legal h1{font-size:clamp(30px,4vw,46px);line-height:1.2;color:var(--navy)}.legal h2{margin-top:30px;color:var(--navy)}.legal p,.legal li{font-size:17px}.notice{background:#fff5d9;border:1px solid #ebd08d;padding:17px;border-radius:9px}.contact-list{list-style:none;padding:0}.contact-list li{padding:9px 0}.mobile-call{display:none}@media(max-width:850px){.hero-grid,.footer-grid{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}.header-row{align-items:flex-start;flex-wrap:wrap}.nav{order:3;width:100%;gap:13px}.hero{padding:46px 0}.section{padding:50px 0}}@media(max-width:560px){.wrap{padding:0 17px}.disclaimer{font-size:15px;padding:10px 0}.hero h1{letter-spacing:-.6px}.hero-card,.card{padding:21px}.cta-row .btn{width:100%}.footer-links{grid-template-columns:1fr}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:40;background:#fff;padding:10px 16px;border-top:1px solid var(--border)}.mobile-call .btn{width:100%}body{padding-bottom:72px}}

/* Mobile-only adjustments: desktop layout remains unchanged. */
@media (max-width: 560px) {
  .disclaimer { position: static; top: auto; z-index: auto; }
  .mobile-call { padding: 9px 16px max(9px, env(safe-area-inset-bottom)); }
  .mobile-call .btn { display: flex; flex-direction: column; gap:1px; padding: 9px 12px; min-height: 64px; }
  .mobile-call-label { display:block; font-size: 12px; font-weight: 650; line-height: 1.25; letter-spacing: .01em; }
  .mobile-call-number { display:block; font-size: 25px; font-weight: 900; line-height: 1.2; letter-spacing: .02em; white-space: nowrap; }
  body { padding-bottom: calc(92px + env(safe-area-inset-bottom)); }
}